Reviewed by Anthony Perry, CPCU, high-net-worth risk management specialist at PCRG Insurance. Last updated October 2026. When a Familiar Voice Isn’t Who You Think It Is Imagine your phone rings, and it’s your son. He’s panicked, he’s been in an…
By: April Meissner – PCRG Insurance Consultant As a licensed property and casualty agent, I get it—when something breaks, leaks, cracks, or collapses, your first instinct is to say, “Well, that’s why I have insurance.” Totally fair. That’s what it’s…
Utah’s Department of Insurance recently issued Bulletin 2025-8, clarifying new changes to Utah Code § 41-12a-301 — and this update is important for every Utah driver to understand. What Changed Under the updated law, every Utah vehicle that is registered…
Earthquakes are often thought of as a risk for California or other high‑fault zones. But for Washington state, the threat is real—and in many ways underappreciated. As more people recognize that “when,” not “if,” a major quake hits, securing proper…
Standard home insurance is meant to protect average priced homes with basic to semi-custom finishes. Custom or luxury homes have most likely outgrown a standard home insurance policy. That is where high value home insurance comes in… A high value…
As an agency that specializes in the High Net Worth/ Affluent insurance market we get asked everyday “What is High Net Worth Insurance?”, “How do you qualify for High Net Worth Insurance?”, and “What Makes High Net Worth Insurance Different?”…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our PCRG Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them…
Why do my auto insurance rates keep going up even though my car is getting older? At PCRG Insurance, many of our clients ask this question so I would like to address it from a couple of angles. First things…
