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Workers Compensation Insurance

Looking for Workers Compensation insurance in Washington?

When your employees are taken care of, your business is taken care of.

A key part of running your business is keeping employees safe at work. However, if one of your employees does suffer an injury, Workers Compensation coverage provides you and your employees with important protection.

You pride yourself on operating a safe, secure work environment where your employees can perform to the best of their ability while helping your business grow. Even in the most ideal circumstances, the reality is that accidents and illness still happen.

A slip and fall at a restaurant resulting in broken bones, an equipment malfunction at a construction site causing eye injury—it could be any number of things.

Am I required to have Workers Compensation Insurance?

Workers Compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.

In most states, work comp insurance is required.

How Much Is Workers Compensation Insurance in Washington?

Because coverage requirements vary by state, the cost of Workers Compensation depends on where your business operates. Other factors that affect your rates include…

  • The number of employees you have.
  • The type of work your employees do.
  • Your claims history.
  • Your industry.

Like all insurance, Work Comp is priced based on risk.

Riskier industries and jobs are more expensive to insure than less risky ones. To make sure prices are as fair as possible, they’re determined by classification codes.

Each type of work or industry has a unique code that classifies the industry and risk, and helps the insurance carrier determine a suitable rate.

One way to save money on your Workers Comp policy is to make sure you’ve classified every employee correctly. The secretary for a construction firm, for example, will have lower rates than the bricklayers.

At PCRG Insurance, we understand the importance of keeping your employees safe and sound. After all, they are the foundation of your business.

Call our office today and we’ll discuss your needs and options. You can also head over to our quotes page and get started that way too.

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PCRG Insurance
10900 NE 8th Street #1550
Bellevue, WA 98004
Get directions
(425) 243-5193
info@pcrginsurance.com
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Headquarters: Bellevue WA

10900 NE 8th Street #1550
Bellevue, WA 98004
Get directions
(425) 243-5193
info@pcrginsurance.com

Salt Lake City, UT

2651 W South Jordan Parkway #101
South Jordan, UT 84095
Get directions
(425) 243-5193
info@pcrginsurance.com

Seattle, WA

1601 Fifth Avenue Suite 2000
Seattle, WA 98101
Get directions
(425) 243-5193
info@pcrginsurance.com

Lake Oswego, OR

5335 Meadows Road Suite 350
Lake Oswego, OR 97035
Get directions
(425) 243-5193
info@pcrginsurance.com

Rocklin, CA

3845 Atherton Rd #5
Rocklin, CA 95765
Get directions
(425) 243-5193
info@pcrginsurance.com

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